Business Insurance FAQ

Business Insurance FAQ

Business Insurance policies vary considerably, mainly between Insurers seeking to provide an advantage over another competitors package, or to suit different types of occupations or industries. This of course can influence greatly the price too.

It is an Insurance Broker’s duty to find you the best cover at the best price, but this is not always clear cut. It is best therefore to prioritise your requirements for the coverage you desire the most balanced against not just price, but also claims service reputation.

Make sure your Insurance Broker discusses your needs for the insurance based on all the risks you can identify that your business simply could not carry on its own.

On this page we discuss many of the sections of a Business Insurance policy that are vital and will vary between insurers. Remember, at CPR we here to help you with this process, because CPR Insurance are experts that will save you!

Business Interruption Cover – you cannot afford to go without it!

Removal of Debris cover – Do not under-estimate

5 steps for getting your Business Interruption cover right

Legal Liability Insurance – Can you afford to be sued?

Burglary is still a vital cover

Money needs Separate Cover

Seasonal Increases in Cover – Vary with you peak periods

Under Insurance – do not be caught short

2011 – The year of the Catastrophe

Be aware of Average/Coinsurance Clauses

Business Risks of a food wholesaler

Business Risks of a Cafe Owner